When you’re out on the open water, the last thing you want to do is worry. Keep your investment safe with boat insurance from Santa Fe Insurance. Though boats bring a great deal of fun and sun, they also hold a higher liability. Get the right coverage to insure you and your passengers stay safe, making the ride that much more enjoyable.
Boat Insurance Coverage Options
- Liability Coverage – pays for injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal depending on your policy.
- Collision Coverage – pays for damages to your boat, motor, trolling motor, trailer along with the permanent and some portable boating equipment as a result of a covered accident with another boat or object.
- Comprehensive Coverage – covers damages to your boat, motor, trolling motor, trailer and some permanent and portable boating equipment that are the result of events other than collision. For example, this can include damage from fire, theft or storms.
- Uninsured or Underinsured Boater Coverage – Covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater and also in some cases a hit-and-run boater.
Medical Payments – Cover medical expenses for the treatment of injuries that are incurred by you or your boat passengers while operating or occupying your boat.
- On-Water Towing and Labor Coverage – This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.
Fishing Equipment Coverage – Specific coverage to help pay for damage to fishing equipment while on your insured boat or while being carried onto or off of your insured boat.
- Personal Effects Coverage – pays replacement cost for damages or losses of your personal property while onboard or while being carried onto or off of your insured boat.
Let us protect you from bow to stern so you can get years of enjoyment out of your investment. Talk to one of our professionals today.
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Talk with one of our insurance experts to discover the right policy to fit your needs and budget.